One of the most common questions we hear at Merry Homes from local homeowners is:
“Can you really buy my house for cash in Birmingham, or do I have to wait for a buyer to get a bank loan?”
That’s a fair—and very important—question.
The reality is that nearly 95% of traditional home buyers rely on bank financing. When you list your house with a real estate agent, even after accepting an offer, the sale can take 20–60 days (or longer) to close due to loan approvals, appraisals, inspections, underwriting, and last-minute lender delays.
During that waiting period, homeowners are often still responsible for:
- Monthly mortgage payments
- Property taxes and insurance
- Utilities and ongoing maintenance
- Agent commissions at closing
- The risk of the deal falling apart
If time, certainty, or simplicity matters to you, that traditional route may not be the right fit.
Keep reading to learn how our local “cash for houses in Birmingham” program works—and how we can close on your home in as little as 7 days.
“Can You Buy My House for Cash in Birmingham Alabama?” — How Our Process Works
Yes—we can.
At Merry Homes , we are a local, professional house buying company that purchases homes directly from homeowners using cash, not bank financing.
We buy houses in Birmingham and throughout Alabama, then invest our own resources to renovate and improve the property. Our goal is to strengthen neighborhoods while creating a smooth, stress-free exit for homeowners who need to sell quickly.
The homeowners we work with most often need speed, certainty, and simplicity. In those situations, the fastest and most reliable way to sell a house is to work with a qualified cash buyer.
When you sell to a cash buyer like Merry Homes :
- There is no waiting for loan approval
- No underwriting delays
- No appraisal issues killing the deal
- No last-minute buyer financing surprises
If you’ve ever taken out a mortgage yourself, you already know how long—and frustrating—the bank process can be.
If you don’t have the time, patience, or flexibility to wait, that’s exactly where we help.
Why Selling Your Birmingham House for Cash Makes Sense
When you sell your house for cash to Merry Homes , we make the process simple and predictable:
- We buy your house as-is — no repairs, no cleaning, no showings
- We pay all normal closing costs and fees
- You choose the closing date — as fast as 7 days if needed
- There are no commissions or hidden charges
- You receive a written, fair cash offer
You get a quick, no-hassle sale and cash in hand on the timeline that works for you.
We take care of the repairs, improvements, and resale—allowing you to move forward without the burden of a problem property.
We Buy Birmingham Houses for Cash — Get Your Fair Cash Offer Today
At Merry Homes , we believe selling your house in Alabama should not be stressful or complicated. Our process is 100% no-hassle and no-obligation.
If you need to sell your house fast and can’t wait the 3–6+ months it may take to sell on the open market—or risk deals falling through—you have nothing to lose by seeing what we can offer.
Here’s how to get started:
- Fill out the short form below or call us directly at (205) 844-3474
- We gather basic information about your property
- Within 24 hours, we provide a formal written cash offer
- If the offer works for you, we coordinate with a local, neutral third-party title company
- We close on a date that fits your schedule, not the bank’s
If you’re asking yourself, “Who can buy my house for cash in Birmingham?”—the answer is Merry Homes .
Reach out today and let’s create a fast, fair solution that allows you to move on with confidence.